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New Hampshire Interest Rates Laws
More Information on Interest Rate Laws
| Legal Maximum Rate of Interest | 10% unless differently stipulated in writing (§336:1) |
| Penalty for Usury (Unlawful Interest Rate) | - |
| Interest Rates on Judgments | Determined by state treasurer as the prevailing discount rate of interest on 52-week U.S. treasury bills at the last auction preceding September in each year, plus 2% points rounded to the nearest tenth (§336:1) |
| Exceptions | Educational institutions (§195-F:15); public utility (§374-C:14); pawnbrokers and small loans (§399-A:3); home mortgage loan (§398-A:2); consumer credit (§358-K:1) |
Note: State laws are constantly changing -- contact an attorney or conduct your own legal research to verify the state law(s) you are researching.
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