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Kansas Interest Rates Laws


More Information on Interest Rate Laws

Legal Maximum Rate of Interest10% (§16-201); maximum rate at which parties may contract: 15% (§16-207)
Penalty for Usury (Unlawful Interest Rate)Forfeit all interest; lose a sum of money to pay borrower's attorney fees (§16-207)
Interest Rates on Judgments4% above federal discount rate as of July 1 preceding judgment (§16-204); where judgment on contract, contract rate controls (§16-205)
ExceptionsBusiness and agricultural loans; note secured by real estate mortgage; qualified plan loans (§16-207)

Note: State laws are constantly changing -- contact an attorney or conduct your own legal research to verify the state law(s) you are researching.

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