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Idaho Interest Rates Laws
More Information on Interest Rate Laws
| Legal Maximum Rate of Interest | 12% unless express contract (§28-22-104) |
| Penalty for Usury (Unlawful Interest Rate) | Plaintiff may recover amount of actual injury (§6-807, 1602) |
| Interest Rates on Judgments | 5% plus annual average yield on U.S. Treasury securities as determined by Idaho state treasurer (§28-22-104) |
| Exceptions | - |
Note: State laws are constantly changing -- contact an attorney or conduct your own legal research to verify the state law(s) you are researching.
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