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Arkansas Interest Rates Laws


More Information on Interest Rate Laws

Legal Maximum Rate of InterestConsumer and nonconsumer rate is 5% above Federal Reserve discount rate (consumer rate is capped at 17%) (Const. Art. XIX §13)
Penalty for Usury (Unlawful Interest Rate)Contracts calling for more than lawful rate are void as to unpaid interest and debtor may recover twice amount of interest paid (Const. Art. XIX §13)
Interest Rates on JudgmentsRate of interest for contracts in which no rate of interest is agreed upon shall be 6% per annum. (Const. Art. XIX §13)
Exceptions-

Note: State laws are constantly changing -- contact an attorney or conduct your own legal research to verify the state law(s) you are researching.

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