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Arizona Interest Rates Laws
More Information on Interest Rate Laws
| Legal Maximum Rate of Interest | 10% per year; any rate may be agreed and contracted upon (§44-1201) |
| Penalty for Usury (Unlawful Interest Rate) | Forfeit all interest (§44-1202); usurious payments deemed to be made toward principal; if payments exceed principal, judgment may be given in favor of debtor with interest at rate of 10% (§§44-1203, 1204) |
| Interest Rates on Judgments | At allowable rate or as agreed upon as long as not in excess of that permitted by law (§44-1201) |
| Exceptions | - |
Note: State laws are constantly changing -- contact an attorney or conduct your own legal research to verify the state law(s) you are researching.
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- Official State Codes - Links to the official online statutes (laws) in all 50 states and DC.
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